Protect The Things You Love
Diamonds are one of the hardest substances on earth and are uniquely resistant to damage by heat or scratching. That said, diamonds are not indestructible. They can chip and break and are especially vulnerable at the girdle. Having diamonds set in a relatively protective setting, can help keep them safe.
When wearing your diamond, you should be conscious of it on your finger, removing it when doing any type of activity that might expose it to a rough substance or a hard blow. For example, this might include gardening, doing the dishes, intense exercise, etc. Because of their hardness, diamonds can scratch other diamonds, gemstones and jewellery metals.
EXCLUSIVE limited time offer
Some things are irreplaceable
The policy includ
CATEGORIES
Q Report Policy Benefits
Loss Coverage
If your engagement ring is accidentally lost, it’s covered.
Theft Coverage
If your engagement ring is stolen, it’s covered.
Damage Coverage
If your engagement ring is accidentally damaged, it’s covered.
Mysterious Disappearance
If your engagement ring mysteriously disappears, it’s covered.
Natural Disaster
If your engagement ring is lost or damaged as a result of a natural disaster, it’s covered.
Worldwide Coverage
Comprehensive protection for your engagement ring while travelling anywhere in the world.
Return To Your Jeweller
Have your engagement ring repaired or replaced by someone you trust.
Annual Revaluation
Your insured jewellery will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.
Additional 50% Cover
If we can’t put you back in the same position as you were prior to the loss, there is an additional buffer of 50% of the insured value available to pay towards your claim.
Fixed $100 Excess
No ifs, no buts – we pride ourselves on providing absolute transparency.
No Impact Claims
If your engagement ring is accidentally lost, it’s covered.
In-House Consultant
We won’t pass you on to another department or another company. We’ll be there for you when you need us.
Satisfaction Guarantee
We know you’ll be satisfied. But if you change your mind, you’ll receive a full refund of the premium if you cancel within the first 14 days
5 Star Service
Don’t take our word for it. See what our customers have to say here.
Agreed Value Policy
Coverage for the agreed value shown on your policy. Not “up to” that amount.
EXCLUSIVE COLLECTION
Lock in a great rate today for an engagement of tomorrow
WARRANTY
is intended to cover consumers for manufacturing defects for a limited time. It’s a guarantee that a product has been made correctly, that you are getting what you paid for.
INSURANCE
will cover you for things like accidental damage, malicious damage, and loss and theft. Understanding these differences is essential, particularly because some consumers are being misled when it comes to warranties, which are absolutely no replacement for insurance.
Although LadyLux offers a lifetime manufacturing warranty, cosmetic damage from normal wear and tear is not covered. It is the customers responsibility to replace any diamonds lost due to impact. It is recommended to insure the item at your own responsibility.
Buy Now - Pay Later
Ivy Rose Boutique has partnered with Humm finance.
We can start your ring today, and you have up to 12mths to pay it off.
Eligibility Criteria:
18 years and over
Earn over $25,000 p/a
Permanent Australian Resident
Clear credit file
Ladylux. All rights reserved.
